PCP keeps your monthly repayments low by deferring a significant proportion of the total amount of credit to the optional final repayment at the end of the agreement.
Once you have paid all of the regular monthly repayments you can either:
- Pay the optional final repayment and own the car.
- Part exchange the car for a new one (subject to settlement of your existing agreement, new agreements are subject to status), or
- Return the car to Subaru Finance without paying the optional final repayment. Return conditions apply.